Icici Prudential Banking & Psu Debt Fund Overview
Category Banking and PSU Fund
BMSMONEY Rank 1
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹31.44(R) +0.01% ₹32.72(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 7.82% 6.66% 6.56% 6.95% 7.47%
LumpSum (D) 8.16% 7.06% 7.0% 7.39% 7.87%
SIP (R) -8.8% 5.54% 6.01% 5.69% 6.15%
SIP (D) -8.5% 5.91% 6.42% 6.11% 6.57%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.46 -0.16 0.64 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.87% 0.0% -0.15% - 0.68%
Top Banking and PSU Fund
Fund Name Rank Rating
ICICI Prudential Banking & PSU Debt Fund 1
UTI Banking & PSU Fund 2
Dsp Banking & Psu Debt Fund 3
Kotak Banking And Psu Debt Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW 10.78
0.0000
0.0100%
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW 12.73
0.0000
0.0100%
ICICI Prudential Banking and PSU Debt Fund - Growth 31.44
0.0000
0.0100%
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth 32.72
0.0000
0.0100%

Review Date: 17-01-2025

ICICI Prudential Banking & PSU Debt Fund is the best performing fund in the Banking and PSU Debt Fund category. The fund has delivered return of 7.82% in 1 year, 6.66% in 3 years, 6.56% in 5 years and 7.47% in 10 years. The category average for the same periods is 7.69%, 6.05%, 6.28% and 7.11% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 0.87, VaR of 0.0, Average Drawdown of -0.13, Semi Deviation of 0.68 and Max Drawdown of -0.15. The category average for the same parameters is 1.29, -0.45, -0.58, 0.94 and -0.87 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in ICICI Prudential Banking & PSU Debt Fund direct growth option would have grown to ₹10816.0 in 1 year, ₹12271.0 in 3 years and ₹14023.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in ICICI Prudential Banking & PSU Debt Fund direct growth option would have grown to ₹11439.0 in 1 year, ₹39389.0 in 3 years and ₹70572.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 0.87 and based on VaR one can expect to lose more than 0.0% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.46 which shows very good performance of fund in the banking and psu debt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.51
0.42
0.15 | 0.51 2 | 22 Very Good
3M Return % 1.72
1.41
1.05 | 1.72 1 | 22 Very Good
6M Return % 3.66
3.68
3.42 | 3.88 12 | 22 Good
1Y Return % 7.82
7.69
7.15 | 8.42 7 | 22 Good
3Y Return % 6.66
6.05
5.39 | 8.26 2 | 19 Very Good
5Y Return % 6.56
6.28
5.60 | 7.22 3 | 15 Very Good
7Y Return % 6.95
6.83
5.95 | 7.57 7 | 15 Good
10Y Return % 7.47
7.11
6.32 | 7.47 1 | 12 Very Good
15Y Return % 7.93
13.65
6.91 | 26.11 2 | 3 Good
1Y SIP Return % -8.80
-8.96
-9.28 | -8.77 4 | 22 Very Good
3Y SIP Return % 5.54
5.16
4.82 | 5.62 2 | 19 Very Good
5Y SIP Return % 6.01
5.60
5.11 | 6.64 2 | 15 Very Good
7Y SIP Return % 5.69
5.38
4.83 | 5.85 2 | 15 Very Good
10Y SIP Return % 6.15
5.82
5.28 | 6.16 2 | 13 Very Good
15Y SIP Return % 7.12
9.67
6.17 | 19.01 2 | 4 Good
Standard Deviation 0.87
1.29
0.73 | 3.21 3 | 19 Very Good
Semi Deviation 0.68
0.94
0.52 | 1.70 4 | 19 Very Good
Max Drawdown % -0.15
-0.87
-2.46 | 0.00 3 | 19 Very Good
VaR 1 Y % 0.00
-0.45
-2.69 | 0.00 6 | 19 Good
Average Drawdown % -0.13
-0.58
-1.67 | 0.00 3 | 19 Very Good
Sharpe Ratio -0.46
-0.80
-1.12 | 0.38 2 | 19 Very Good
Sterling Ratio 0.64
0.55
0.41 | 0.77 2 | 19 Very Good
Sortino Ratio -0.16
-0.24
-0.36 | 0.36 2 | 19 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.54 0.46 0.18 | 0.55 3 | 21
3M Return % 1.81 1.51 1.13 | 1.81 1 | 21
6M Return % 3.84 3.88 3.62 | 4.06 13 | 21
1Y Return % 8.16 8.09 7.55 | 8.70 8 | 21
3Y Return % 7.06 6.48 5.78 | 8.56 2 | 18
5Y Return % 7.00 6.72 6.01 | 7.44 3 | 14
7Y Return % 7.39 7.25 6.13 | 7.90 6 | 14
10Y Return % 7.87 7.49 6.81 | 7.88 2 | 12
1Y SIP Return % -8.50 -8.63 -8.95 | -8.45 6 | 21
3Y SIP Return % 5.91 5.57 5.27 | 5.92 2 | 18
5Y SIP Return % 6.42 6.00 5.49 | 6.90 2 | 14
7Y SIP Return % 6.11 5.79 5.23 | 6.19 2 | 14
10Y SIP Return % 6.57 6.24 5.71 | 6.58 2 | 12
Standard Deviation 0.87 1.29 0.73 | 3.21 3 | 19
Semi Deviation 0.68 0.94 0.52 | 1.70 4 | 19
Max Drawdown % -0.15 -0.87 -2.46 | 0.00 3 | 19
VaR 1 Y % 0.00 -0.45 -2.69 | 0.00 6 | 19
Average Drawdown % -0.13 -0.58 -1.67 | 0.00 3 | 19
Sharpe Ratio -0.46 -0.80 -1.12 | 0.38 2 | 19
Sterling Ratio 0.64 0.55 0.41 | 0.77 2 | 19
Sortino Ratio -0.16 -0.24 -0.36 | 0.36 2 | 19
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.01 ₹ 10,001.00 0.01 ₹ 10,001.00
1W 0.14 ₹ 10,014.00 0.15 ₹ 10,015.00
1M 0.51 ₹ 10,051.00 0.54 ₹ 10,054.00
3M 1.72 ₹ 10,172.00 1.81 ₹ 10,181.00
6M 3.66 ₹ 10,366.00 3.84 ₹ 10,384.00
1Y 7.82 ₹ 10,782.00 8.16 ₹ 10,816.00
3Y 6.66 ₹ 12,133.00 7.06 ₹ 12,271.00
5Y 6.56 ₹ 13,741.00 7.00 ₹ 14,023.00
7Y 6.95 ₹ 16,002.00 7.39 ₹ 16,469.00
10Y 7.47 ₹ 20,556.00 7.87 ₹ 21,331.00
15Y 7.93 ₹ 31,400.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -8.80 ₹ 11,419.12 -8.50 ₹ 11,439.17
3Y ₹ 36000 5.54 ₹ 39,167.17 5.91 ₹ 39,389.36
5Y ₹ 60000 6.01 ₹ 69,852.90 6.42 ₹ 70,572.18
7Y ₹ 84000 5.69 ₹ 102,856.24 6.11 ₹ 104,403.01
10Y ₹ 120000 6.15 ₹ 164,609.88 6.57 ₹ 168,240.60
15Y ₹ 180000 7.12 ₹ 316,259.64 ₹


Date Icici Prudential Banking & Psu Debt Fund NAV Regular Growth Icici Prudential Banking & Psu Debt Fund NAV Direct Growth
17-01-2025 31.4372 32.7188
16-01-2025 31.4334 32.7145
15-01-2025 31.3982 32.6776
14-01-2025 31.3829 32.6614
13-01-2025 31.3716 32.6493
10-01-2025 31.3933 32.6709
09-01-2025 31.389 32.6662
08-01-2025 31.3909 32.6679
07-01-2025 31.3943 32.671
06-01-2025 31.3861 32.6622
03-01-2025 31.3661 32.6405
02-01-2025 31.3589 32.6326
01-01-2025 31.3586 32.6321
31-12-2024 31.3546 32.6275
30-12-2024 31.3436 32.6158
27-12-2024 31.327 32.5976
26-12-2024 31.3153 32.5851
24-12-2024 31.3032 32.5719
23-12-2024 31.3102 32.5789
20-12-2024 31.2817 32.5483
19-12-2024 31.2805 32.5467
18-12-2024 31.2937 32.5601
17-12-2024 31.2775 32.5429

Fund Launch Date: 28/Dec/2009
Fund Category: Banking and PSU Fund
Investment Objective: To generate income through predominantly investing in Debt instruments ofbanks, Public Sector Undertakings, Public Financial Institutions and MunicipalBonds while maintaining the optimum balance of yield, safety and liquidity.However, there can be no assurance or guarantee that the investment objectiveof the Scheme would be achieved.
Fund Description: An open ended debt scheme predominantly investing in Debtinstruments of banks, Public Sector Undertakings, PublicFinancial Institutions and Municipal Bonds
Fund Benchmark: CRISIL Banking and PSU Debt Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.